"Someone is sitting in the shade today because someone planted a tree a long time ago."
- Warren Buffett
"Buy when everyone else is selling and hold until everyone else is buying. That’s not just a catchy slogan. It’s the very essence of successful investing."
- J. Paul Getty
"The individual investor should act consistently as an investor and not as a speculator."
- Ben Graham

Dale Goods, CFP®, MBA
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the CFP® certification mark, the CERTIFIED FINANCIAL PLANNER™ certification mark, and the CFP® certification mark (with plaque design) logo in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
Goods Financial Services | Dale Goods, CFP®, MBA is a SmartVestor Pro with the Dave Ramsey program.
Timing Your Retirement
The Cycle of Investing
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